Welcome back, Maya

Here's your financial overview for January 2025

Safe to Spend
$3,250

After bills, taxes, and savings

Income Runway
4.2 months

Of expenses covered

January Income
$9,359
+19% vs average
Tax Account
$8,420

Next payment: $2,850 on Apr 15

Income Smoothing
Your 12-month income pattern
35.2% variance
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Above average
Below average
Avg: $7,855
Emergency Fund
3 months of expenses recommended
$12,500of $22,500

55.6% complete

Monthly target

$834

Months to goal

12

Income Sources
Connected platforms and clients

Upwork

$3,200/mo avg

Connected

85% reliable

Direct Clients

$4,500/mo avg

Connected

72% reliable

Fiverr

$800/mo avg

Connected

90% reliable

Teaching (Skillshare)

$450/mo avg

Connected

95% reliable

Recent Activity
Latest income and expenses
View All

TechStart Inc - Website Redesign

2025-01-15

+$2,800

completed

Upwork - Mobile App UI

2025-01-14

+$1,450

completed

Adobe Creative Cloud

2025-01-14

-$59.99

completed

Fiverr - Logo Design

2025-01-13

+$280

completed

Home Office Internet

2025-01-12

-$89.99

completed

Figma Pro Subscription

2025-01-12

-$15

completed
Insights & Alerts

Strong month

You're 19% above your average income this month. Consider allocating surplus to emergency fund.

Invoice overdue

GreenLeaf Organics owes $1,800 (15 days overdue). Consider sending a reminder.

Q1 taxes coming

Your next estimated tax payment of $2,850 is due April 15. You have $8,420 set aside.